Financial Services Insurance

Lynch Insurance Brokers

Lynch Insurance Brokers has over 150 years of knowledge and current insights to help you manage your risks. Our acquired knowledge, a sincere interest in our client’s business and a proactive attitude inherent in our team allows us to isolate your risks, analyze the costs, convey the facts and present the essential risk and insurance options in order to help you make confident decisions and stay relevant to see your plans actualised.

Making the right decision for the future of your business takes

Tenacity + Integrity + Sound Advice

This is what we bring to the table.

“Today Lynch is the only trusted risk advisor in the Caribbean that can provide a cohesive risk management plan across the entire spectrum of business risk. We draw on our international network and talent pool to provide a dedicated team of colleagues from Marsh, Mercer, Guy Carpenter, Oliver Wyman with expertise in strategic, operational and hazard risks ensuring that the key risk issues impeding your success are identified and solved.”

Providing Risk Solutions for:
Government/Public Entity
Real Estate/Residential Developments
Financial Institutions
Communications, Technology & Media
Power & Energy
Transportation, Aviation & Marine
Professional Services
Personal Insurances and Small Business
Key Service areas:
General Insurance Broking
Insurance Programme Optimization
Risk Consulting
Marsh Risk Explorer ™
Strategic Risk
CAT Modelling
Claims Advocacy & Management
Forensic Claims and Accounting Services
Employee Benefits & Human Resources
Self Insurance Programme
Captive Management Services
Financial Services

The Blue Financial Group

The Blue Financial Group is a licensed and regulated Barbados based financial services provider, offering corporate management, administration, accounting, fiduciary and other wealth management services to corporate clients and high net worth families since 1987. We have earned a solid reputation in the industry built upon the personal integrity and high professional standards of our team and our sound personal relationship management, where we constantly seek to enhance client service without sacrificing the integrity of the structures and assets under our care.

The Blue Financial Group provides cost-effective services to large and mid size multinational firms as well as entrepreneurs and their closely held businesses, operating within a global economy. Our team is skilled and qualified to respond to clients’ business needs.

Why choose the Blue Financial Group?

  •  Expert Guidance
  •  Global Solutions
  •  Stability
  •  We earn your trust everyday!

At the Blue Financial Group, we create the solutions you need.

We provide a comprehensive range of flexible solutions, which can be tailored to meet the unique needs of our clients. We can assist with obtaining tax planning, out-sourced financing, management, investment advisory and other services in Barbados, Curacao and other Caribbean financial centres.

Our services include:

Financial Services Insurance

Goldcorp Insurance Company Inc.

Goldcorp Insurance Company Inc. was incorporated under the laws of Barbados on July 2, 2007. The Company is registered as an Exempt Insurance Company under the Exempt Insurance Act of Barbados and is a wholly owned subsidiary of Goldcorp International Finance Inc., a Barbados incorporated entity. The ultimate parent company is Goldcorp Inc., a company incorporated in Canada. Goldcorp Inc. is a leading gold producer engaged in gold mining and related activities, and is listed on the New York and Toronto stock exchanges.

Financial Services

Carilend Ltd.

About Carilend

Carilend is the first Peer to Peer lending site in the Caribbean aiming to bring together Borrowers and Lenders to give a better deal and a better experience to both.

We match Borrowers who need a loan with investors who want to be Lenders. By cutting out the middleman, we cut out the costs and pass on these savings in the form of better rates to both Borrowers and Lenders.

Our model is based on the UK Peer to Peer lending industry that has been operating successfully since 2005. This model brings the best technology, the best operating standards and the best customer experience from the UK to the Caribbean.

We are launching first in Barbados, but we plan to bring this approach to the wider Caribbean as soon as possible.

What is P2P?

Peer to Peer lending connects people who want to invest money (Lenders) directly with people who want a loan (Borrowers). By using technology to reduce costs, we are able to pass on the savings to give better returns for Lenders and better rates for Borrowers.

Carilend’s role is to act as the platform to bring the parties together. We apply a very stringent level of screening on all prospective Borrowers to ensure only those who pass our strict criteria, are good with their money and can afford it are approved for loans.

Our platform then matches those approved Borrowers with Lenders who have selected how long they want to lend for and at what interest rates. Lenders’ money is split into small slices and spread over many Borrowers and many loans, which diversifies the risk for Lenders. Each small slice is paired with other small slices in order to fully fund each individual loan.

After that, our platform takes care of collecting every loan repayment and splitting it up between all the Lenders who have contributed funds to each loan. The platform also provides a full statement of what’s going on to every Lender and Borrower.

All About Borrowing

At Carilend, we have made the process of borrowing money in the Caribbean simple, quick and flexible. We simplified the process into a few easy steps online. Simply submit all your information and supporting documents in a secure manner, online, in just a few minutes.

If you submit everything we need and it all checks out, you will have your answer in a few hours and your money in your account in a few days.

Our terms are fair and flexible for all. We will tell you clearly and simply what it costs, what the terms are and how much your monthly payments will be. It’s flexible too! If you want to pay back early, you can repay the loan in full at any time with a few simple clicks.

Need More Information?

Our website contains a ton of valuable information about investing and borrowing. Please see some helpful links below.

Feel free to contact us via email ( or telephone (246) 537-4040 if you have any further questions.

Financial Services Investment Banks

Concorde Bank Limited

Concorde Bank is an independent private bank founded in Barbados in 1987 and modelled on a modern version of traditional private banking institutions. Concorde Bank’s founders include industrialists, financiers and wealth managers. We offer a unique and tailored service covering a broad range of financial services.

Since inception our mission has been to offer a high degree of personalised services to a wide-ranging international and sophisticated client base. We prioritise customer care and personalised services, whether for individual, professional or corporate clients.

We are also committed to protecting the interests of our clients and comply with international legal and regulatory requirements and best practices.

Concorde Bank is regulated by the Central Bank of Barbados and the Financial Services Commission of Barbados in their respective capacities.

We pride ourselves on the level of commitment and professionalism of our staff and service providers.

Our services include:

  • Foreign exchange transactions and transfers
    • Concorde Bank deals in all major currencies, including the U.S. Dollar, Euro and Pound Sterling, and provides a worldwide money wiring service.
  • Deposits
    • We offer a range of accounts in all major currencies and can also provide term deposit accounts at prevailing market rates, as well as fiduciary and escrow deposits.
  • Loan and guarantee facilities
    • We can accommodate our clients’ borrowing requirements in most major currencies, together with requests for collateralised guarantees.
  • Corporate and individual accounts
    • Concorde Bank can provide accounts to individuals, corporations and other entities.
  • International custody services
    • We offer comprehensive facilities for holding internationally traded securities or private equities. We work in collaboration with highly regarded international financial institutions providing a global network.
    • Our ability to combine administration and custody services provides our clients with a one-stop-shop solution.
  • Wealth management and estate planning
    • We provide our clients with tailored wealth management solutions and can also accommodate third-party mandates with an external manager of your choice. In addition we can assist you on the holding of various tangible assets including real estate and art works.
  • Trading and brokerage
    • In order to satisfy our clients’ best interests, our specialised team works closely with our correspondents in various world markets to obtain the most efficient service. We provide trading and brokerage services over the following instruments and more:
      • Shares and other traded securities
      • Fixed interest securities
      • Funds
      • Entity formation and administration

Concorde Bank can provide information on numerous structures that may be relevant to your business.

Please contact us to discuss your specific needs.


Caribbean Alliance Insurance Company Ltd.

The History of Caribbean Alliance Insurance Company Ltd.

Caribbean Alliance Insurance Company Ltd. is the largest general insurance company in Antigua and the only regional insurance company covering the Eastern and Northwestern Caribbean with its Head Office based in St. John’s, Antigua.

The company was formed in 1988 as a regional subsidiary company of the Sun Alliance Insurance Group, UK with the Head Office in Antigua representing Insurance agencies in St. Kitts, Montserrat, St Lucia, Barbados, St. Vincent and Grenada.

We now have representatives in 15 territories across the Leeward’s, Windward‘s and North western Caribbean.

Caribbean Alliance specializes in property and casualty business including marine insurance.

Our extensive Reinsurance programme is second to none in the Caribbean, placed with major Reinsurance Companies with minimum ratings of A by the international rating agencies.

This makes us one of the strongest financial institutions in the Caribbean.

Whilst our experience and financial strength enables us to respond efficiently to the most severe of natural disasters, we recognize that even the smallest of non-catastrophe claims matters a great deal to our policyholders.

In 2014 our rating was upgraded to A (Excellent) Stable by A.M. Best which is the highest rating given to any Insurance Company in the Caribbean.

A.M. Best’s Financial Strength Rating is an independent opinion of an insurer’s financial strength and ability to meet its ongoing insurance policy and contract obligations.

It is based on a comprehensive quantitative and qualitative evaluation of a company’s balance sheet strength, operating performance and business profile.

Caribbean Alliance Insurance Company whilst rated by A.M. Best is also regulated in each of the individual territories by the local regulators who consult on a regional basis.

Caribbbean Alliance Insurance Co. Ltd. is Rated A (Excellent) at A. M. Best Company

Financial Services


Bitt is a Financial Technology company that utilises distributed ledger technology to improve speed, efficiency and significantly reduce the costs of the payment system. The Bitt Wallet is the sole consumer access point to the entire Bitt ecosystem. It allows users to send and receive money globally, and process transactions from the convenience of their mobile device or computer. Users can simply enter the receiving party’s Bitt address (or have them scan a randomly generated QR code in person) to send money. This peer-to-peer money transfer system doesn’t rely on complicated correspondence communication chains or any centralized authority figure. All of the transactions are approved and held accountable by the Blockchain.

The Bitt mandate for Caribbean-wide financial inclusion extends to those who are not smartphone primed. The Bitt Teller is a physical kiosk that can be a cash-in and cash-out point for those within the ecosystem, while also being a transfer facilitator for those without mobile devices.

Bitt’s Merchant Solution is a Payment Processing software that allows merchants to accept Bitcoin and digital currency for their goods and services in-store or online. Any merchant, of any size, is able to create a free merchant account with Bitt and gain the ability to instantly and digitally receive local and foreign payments. Bitt allows merchants to create specific brand-tokens which populate a user’s Bitt wallet. A merchant can then offer these brand-tokens through tailored promotions and allow them to be redeemed for in-store or online benefits – it’s an entirely new kind of marketing tool.

The Bitt Exchange allows users to convert an assetbetween currencies. Carrying multiple International and Caribbean currencies paired to bitcoin, an easy trading interface makes it simple for users to swap currencies. The Bitt engine is one of the most powerful and robust digital exchanges in the world with substantial liquidity pools and market depth, as well as micro-fees for the purchase and sale of bitcoin and other cryptocurrencies.


Accounting Financial Services

Ernst & Young Caribbean

Ernst & Young Caribbean (EYC) is among the largest integrated professional services firms in the Region. We are one firm, with offices in Barbados, Jamaica, St. Lucia, Trinidad & Tobago, Curacao and Aruba. As a client serving member firm of Ernst & Young Global Limited (EYG), we offer a global perspective while maintaining our regional insight by seeking alternatives for you – we tap the power of both.

Our multidisciplinary teams of professionals leverage a wealth of industry-tailored, practical approaches to help you discover opportunities for your business. Whether your organization is strong and healthy, under stress or facing difficult choices, we work with you to find financial, strategic and operational solutions that improve your liquidity, financial flexibility and stakeholder returns. We’re here to help you build a sustainable business – in the short and long-term.

We provide services in four main areas: Assurance, Tax, Transactions, and Advisory. Through these services, we can help you retain the confidence of investors, manage your risk, strengthen your controls and achieve your potential.

In a world of change, our commitment to quality remains constant and that means getting the right information, making the right judgements, taking the right actions and maintaining public trust.

Financial Services Investment Services

Barbados Stock Exchange Inc.

Barbados Stock Exchange Inc. (BSE), formerly the Securities Exchange of Barbados, was re-incorporated on August 2, 2001 in accordance with the Securities Act 2001-13, which also enabled the establishment of the Barbados Securities Commission which on April 1st, 2011 was subsumed by the Financial Services Commission (FSC). The FSC is responsible for regulation of the Insurance sub-sector, Co-operative and Non-Banking Financial sectors and the entire Barbados Capital Market, including Self-Regulatory Organization and public companies whether listed or not.

The original trading facility, the Securities Exchange of Barbados, was established in 1987 under the Securities Exchange Act, Cap 318A, of 1982. The Securities Act 2001-13 repealed and replaced the original Act of 1982. However, the BSE remained a privately owned (by its Members), non-profit organization until December 22, 2015 when it became a shareholder-owned, for-profit organization after receiving the requisite approvals from its then Members, now new Shareholders, and by Order of the Supreme Court of Barbados approving the Scheme of Arrangement in accordance with section 224 (4) of the Companies Act thereby facilitating the demutualization of the BSE.

The strategic direction of the BSE is coordinated by a Board of Directors, through the Managing Director, which establishes By-Laws and Rules to regulate the role of the Exchange, licensed under the Securities Act, CAP 318A.

The Barbados Stock Exchange and its wholly owned subsidiary, the Barbados Central Securities Depository (BCSDI) are designated as Self-Regulatory Organizations (SROs) under the Securities Act and are regulated by the Financial Services Commission.

The Barbados Stock Exchange Inc. is a member of the World Federation of Exchanges with Correspondent Status.


To be a vibrant and lasting Caribbean Institution by facilitating wealth creation through trading on an efficient and cost-effective Exchange.


We intend, through education, to foster an environment of confidence and trust in the activities of the capital markets, so that all Barbadians would participate in the trading of financial instruments.
Core Values

  • Integrity
  • Fairness
  • Quality service
  • Confidence
  • Trust
  • Accuracy

Barbados Central Securities Depository Inc

The Barbados Central Securities Depository Inc. (BCSDI) is a limited liability company incorporated on October 20th, 1998. It is a facility for holding securities and enables share transactions to be processed by book entry. A Book Entry System facilitates the change of ownership of Securities electronically, without the need for the movement of physical documents, i.e. the BCSDI is an electronic means of recording the ownership of shares.

The BCSDI facilitates the immobilization of securities, the clearance of trades and settlement of funds through the Central Bank of Barbados and also offers services as Registrar of public and listed companies and mutual funds.

The BCSDI registers the stock in the name of the beneficial owner. The certificates are physically held in our vault. The BCSDI also records the securities movements in the name of the beneficial owner using the National Identification Number. The BCSDI’s book entry system has shortened the settlement cycle, and ensures that investors receive payment for shares sold and ownership of shares purchased within a shorter time.

The BCSDI is a partner of the Association of National Numbering Agencies and is responsible for assigning all International Securities Identification Numbers or ISINs to all locally registered securities.

Services Provided

The BCSDI provides a varying number of services which can be divided into two broad categories:

  1. Depository Services
  2. Registrar Services

Depository Services

The BCSDI currently offers the following Depository services:

  • Clearing and Settlement of Traded Securities
  • Statement Printing
  • Pledging of Securities
  • Inter-CSD Transfers
  • Trading and Registrar Services for Treasury Bills
  • Certificate Deposits – Immobilization & Dematerialization
  • Safekeeping

Registrar Services

The BCSDI currently offers the following Registrar Services:

  • Share Register Management and Maintenance– This is essentially the core service/function of the BCSDI. Issuers of listed securities have the option of maintaining their Share Registers themselves or employing the services of the BCSDI. The Registrar services provided by the BCSDI include, but are not limited to:
    • Name, Address and Warrant Address Changes
    • Estate Transfers – Letters Testamentary/Letters of Administration
    • Consolidation of Depository Client Accounts
    • Payment and Distribution of Dividends
    • Dividend Account Reconciliations
    • Distribution of Annual Reports
    • Provide Register Extracts
    • Receiving New Registers

Beacon Insurance Company Ltd.

The Beacon Insurance Company Limited was launched in 1996 via a re-branding of its predecessor, Caribbean Insurance Company Limited which had been in existence since 1972. With thirty (30) years in the insurance industry this privately owned company’s operations are Regional with headquarters in Trinidad and branch offices in Tobago, Grenada, Barbados, St. Lucia, and agencies in St. Vincent, Dominica and St. Kitts & Nevis.

Beacon underwrites all major lines of insurance including: Property, Motor, Accident and Casualty, Marine Cargo and Hull, Engineering, Bond, and Group Life and Employee Benefits.

See more at:


Sun General Insurance

Sun General offers one of the most comprehensive ranges of general insurance products to be found in the Eastern Caribbean. Our package of over forty-eight (48) different plans gives consumers the most liberal options in protecting life & limb, property and other assets. We extend our coverage beyond the personal into Employment, and Transportation Insurance thus making attractive packages available to small and large consumers. This diversity makes our company an attractive option for a variety of consumers.

Products and Services

  • Property
  • Motor Insurance
  • Miscellaneous Accident / Liability
  • Financial Risk
  • Credit Risk
  • Liquidity Risk
  • Foreign Exchange Risk
  • Interest Rate Risk
  • Price Risk
  • Fair Value Risk
  • Contractors
  • Money Insurance
  • Fidelity
  • Bonds – Bid Performance

Sun General Insurance Inc. offers general insurance coverage under home, motor, marine, travel, bonds, business and commercial lines. Service is offered to customers through a network of 10 offices in 8 islands across the Caribbean (Anguilla, Antigua, Barbados, Dominica, Grenada, St. Lucia, St. Vincent and the Grenadines. The company has a solid reinsurance philosophy and is backed by ‘A’ rated reinsurance companies. The company also boasts experience in catastrophe claims management after handling large events across the Caribbean.

Sun General Insurance is a member of Sun Group Inc. A well-established Group of Companies with interests in 12 islands across the Caribbean, under the Chairmanship of Bernard Weatherhead. Originally established in 1982, the Sun Group encompasses operations in hotels, retail travel, land and sea adventures, duty free retail, vehicle rentals, ground transportation, destination management, villa rental and convenience shopping. With the opening of Sun General Insurance Inc. the company’s diverse portfolio is further strengthened with a comprehensive general insurance offering.

Key Contacts

Davis Browne AIIC - President

Davis Browne, AIIC – President

Mr. Browne has had over thirty (30) years experience spanning a distinguished career in the insurance industry and was the first Barbadian to qualify for the Insurance Institute of Canada’s Diploma (AIIC). He holds a qualification in General Principles of Insurance Law from the University of the West Indies.

T: (246) 434-8480 Ext: 8001

Dean Weatherhead

Dean Weatherhead – Vice President Claims

Weatherhead has over 23 years experience in general insurance including with New India Assurance Ltd. He is a Past President of the LIONS Club Central.

T: (246) 434-8480 Ext: 8004


Debby-Ann Haynes – Financial Controller

Haynes has over 15 years experience as a Certified General Accountant with training as an External Auditor specifically in the insurance, hotel and retail sectors.

T: (246) 434-8480 Ext: 8003

Patricia Bend

Patricia Bend – Vice President Operations

Bend has over 20 years in the Industry and has responsibility for training & employee development, marketing & market research, producer relations and administrative assistance.

T: (246) 434-8480 Ext: 8005

John Herbert

John Herbert – Branch Manager, Bridgetown

Herbert has been in the Insurance Industry for just over 15 years. He has completed an Executive Masters in Business Administration with the Cave Hill School of Business.

T: (246) 434-8486 Ext: 8061

Michael Gonsalves

Michael Gonsalves – Branch Manager, Holetown

Gonsalves has over 35 years experience in the insurance industry. He has been elected as a Chartered Insurance Professional with the Insurance Institute of Canada and is a Past President of the Insurance Institute of Barbados and Insurance Brokers Assoc. of Barbados.

T: (246) 419-2400 Ext: 8081

Financial Services Wealth Management

J&T Bank and Trust

J&T Bank and Trust Inc (J&T) is a Barbados chartered bank which is regulated by the Central Bank of Barbados and which has roots in Barbados dating back to 1996. It is a leading independent provider of International Private Banking Services; Investment Management Services; Trust and Trustees Services; Corporate Administration; Company Management Services; and Fiduciary Services to Corporations and High Net Worth Individuals in the regional and international marketplace.

J&T has a dedicated, qualified and experienced team with several years of industry experience who works closely with international advisors and other professionals to assist clients with their banking, corporate, tax planning, estate and succession planning, and wealth preservation strategies.

J&T offers a tailored approach to wealth management solutions and provides the highest standards of personalized service to individual and corporate clients. Through its global network of financial professionals and state-of-the-art technology, J&T enables its clients to achieve the maximum benefit from a comprehensive range of global opportunities.

J&T Strategic Advantages

  • Product knowledge and industry experience of management and staff;
  • Established relationships with the industry‘s leading investment managers, financial institutions, legal and other professional advisers;
  • Strong KYC and Due Diligence practices;
  • Ability to cross sell to existing clients;
  • Parent company with a long established and sound business practices; and
  • Client Services of the highest calibre at competitive rates.


J&T Bank and Trust is known for and is committed to delivering unparalleled levels of client services to ensure customer loyalty and satisfaction.

In its Private Client practice, J&T Bank and Trust provides International Banking and bespoke Corporate, Investment and Estate Planning Services to an international clientele via a wide range of trusts and companies. J&T also has its own family of J&T Funds which are domiciled in the Cayman Islands. J&T also provides third party Fund Administration services.


  • Bank Accounts (across various currencies)
  • Investment Management and Advisory Services
  • Treasury Management
  • Credit Cards
  • Loans
  • Lines of Credit
  • Wire Transfers


  • International, Domestic and Offshore Trusts
  • Asset Protection Trusts
  • International structures for tax and estate planning
  • Immigration Trusts

Company Formation and Management

  • Incorporations
  • Registered Office
  • Company Secretarial and Company Management Services
  • Director Services
  • Accounting
  • Administration Services
  • Liaison with local auditors and tax compliance
  • Legal Support

Fund Administration

  • Administration and Management of in house funds
  • Administration of Third Party Funds